Last updated: October 9, 2026
These Terms of Use (the “Terms”) are a legal agreement between you and the developer of Landy Money (“we”, “us”) covering the Landy Money mobile app (“Landy Money” or the “App”). They also serve as Landy Money’s End User License Agreement (EULA). By downloading, installing, or using Landy Money, you agree to these Terms. If you do not agree, please do not use the App.
Landy Money is an offline-first personal finance app. It has no sign-up and no login: your accounts, transactions, budgets, goals, and investment records are stored in a local database on your device. We do not operate accounts or servers that hold your financial data — see our Privacy Policy for details. You must be at least 13 years old (or the minimum age of digital consent in your country) to use Landy Money.
We grant you a personal, non-exclusive, non-transferable, revocable licence to use Landy Money on devices you own or control, as permitted by the Usage Rules of the store you downloaded it from (the Apple Media Services Terms and Conditions, or the Google Play Terms of Service).
You may not: rent, lease, lend, sell, redistribute, or sublicense the App; copy, modify, decompile, reverse engineer, or attempt to derive its source code (except to the extent this restriction is prohibited by applicable law); remove or alter any proprietary notices; or use the App for any unlawful purpose.
Because Landy Money keeps everything on your device, your data is your responsibility. Landy Money offers cloud backup to iCloud (iOS) or Google Drive (Android): a backup is only made when you tap back up, each backup replaces the previous one, backups do not include attached photos, a backup cannot be restored across iOS and Android, and restoring replaces all data currently in the App. Backups are stored in your own Apple or Google account, not with us, and depend on that service being available. Deleting the App, losing or resetting the device, or moving to a new device without a backup can permanently erase your records, and we have no copy and cannot recover them for you. Back up regularly and keep your own copy of anything you cannot afford to lose.
Landy Money is a record-keeping and budgeting tool. Nothing in it is financial, investment, tax, or legal advice. Balances, exchange rates, market prices, valuations, and imported invoices may be delayed, incomplete, or incorrect. Verify anything important with your bank, broker, or tax authority before you act on it. Decisions you make using Landy Money are your own.
Some optional features depend on services we do not control: daily exchange rates (open.er-api.com), Taiwan (TWSE) market prices, the Taiwan Ministry of Finance e-invoice platform, iCloud and Google Drive (including Google Sign-In) for backups, advertising served by Google AdMob, and purchase processing by Apple and Google. These services may change, be interrupted, or stop being available, and features that rely on them may stop working. Where a feature requires credentials or carrier (載具) details, you are responsible for keeping them valid and for complying with the relevant third party’s own terms.
We may update, change, or discontinue Landy Money or any of its features. We do not promise that the App will be uninterrupted, error-free, or permanently available.
To the maximum extent permitted by law, Landy Money is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so parts of this section may not apply to you.
To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost data, or financial losses arising out of your use of — or inability to use — Landy Money. Our total liability for any claim is limited to the greater of the amount you paid for the App or for in-app purchases in the 12 months before the claim and NT$500. Nothing in these Terms limits liability that cannot be limited by law, and your mandatory consumer rights are not affected.
This licence is effective until terminated. It ends automatically if you breach these Terms, and you may end it at any time by deleting the App. Provisions that by their nature should survive — including the disclaimers, limitation of liability, and governing law — survive termination.
We may update these Terms from time to time. The current version is always at this address, with an updated date. If you continue using the App after a change takes effect, you accept the updated Terms.
These Terms are governed by the laws of the Republic of China (Taiwan), without regard to its conflict-of-laws rules, and the Taipei District Court shall be the court of first instance — except where mandatory consumer-protection law in your country of residence gives you a different right, which is unaffected. You represent that you are not located in a country subject to a U.S. Government embargo, or designated as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
The following applies if you obtained Landy Money from Apple’s App Store:
The following applies if you obtained Landy Money from Google Play: these Terms are between you and us; Google is not a party to them and is not responsible for the App. Your use of Google Play is governed by the Google Play Terms of Service, and purchases are governed by Google Play’s billing terms.
Support is provided by email on a reasonable-efforts basis. For questions, support requests, or complaints about these Terms or the App, email twentyoneisawesome@gmail.com.