Landy Money is designed to keep your financial information private. This policy explains what data Landy Money handles and how.
Your data lives on your device
Landy Money stores all of your financial records — accounts, transactions, budgets, goals, and investments — in a local database on your device. We do not run accounts or servers that hold your financial data, and this information is not uploaded to us.
If you use cloud backup, the backup goes to your own cloud account — on iPhone, a private iCloud folder for Landy Money (not visible in the Files app); on Android, Google Drive’s hidden app-data folder (not visible in your Drive). It is never sent to us. The app encrypts the file so it isn’t stored as plain text, but it isn’t protected by a password of your own, so its safety depends on the security of your Apple or Google account; once stored, it is also governed by Apple’s or Google’s terms. Backups do not include attached photos. If you export your transactions as a CSV, that file is plain text and is saved only where you choose.
No account, no login
Landy Money has no sign-up or login. The one optional exception: backing up on Android asks you to sign in with Google, which only lets the app read and write its own backup in your Google Drive — we never receive your Google account details. We do not run our own analytics and we do not build a profile of you. The app does show ads, which are described below.
Optional features that use the internet
Core features work offline. A few optional features connect to outside services:
Exchange rates. To display balances in different currencies, Landy Money fetches daily rates from a public rates provider (open.er-api.com). No personal or financial information is sent — only a request for current rates.
Stock prices. For investment holdings, Landy Money retrieves Taiwan (TWSE) market prices through our price service. The stock symbols you track are sent to look up prices; your identity is not.
E-invoice sync (電子發票). If you use e-invoice import (available in Taiwan), Landy Money connects to Taiwan's Ministry of Finance e-invoice platform using the carrier (載具) details you provide, in order to retrieve your invoices and record them as transactions. These details are used only to fetch your invoices.
Ads. Landy Money shows a banner ad served by Google AdMob. To deliver and measure ads, Google’s advertising SDK may collect information such as your IP address, device identifiers (including the advertising ID on Android), and how you interact with ads, and may use it to show personalized ads, as described in Google’s policy. Where the law requires it (for example in the EEA and the UK), you are asked for your consent first. Your financial records are not shared with Google or with advertisers. Ads are not loaded in Demo Mode or after you buy Remove Ads.
Purchases. The one-time Remove Ads purchase is processed by Apple or Google Play, depending on where you installed Landy Money, under their own privacy policies; we do not receive your payment details.
Crash reports. If the app crashes or runs into an error, a diagnostic report is sent to Sentry, our crash-reporting provider. It contains technical details about the error, the app version, and your device model and OS version, and is used only to find and fix problems.
Notifications. Bill and budget reminders are scheduled as local notifications on your device and are not sent through any server.
Children's privacy
Landy Money is not directed at children under 13, and we do not knowingly collect information from them.
Changes to this policy
We may update this policy from time to time. Material changes will be reflected on this page with a new date.